I still have my first paycheck.
I received it Aug. 28, 1978, when I was 13 years old, for volunteer work I did at the St. Nicholas Theatre in Chicago. It was given to me by Peter Schneider, who has since won a Tony Award for "The Lion King."
At the time, Peter handed me the $25 check as a surprise thank you at the end of a summer I spent ushering, answering phones, helping with costumes and doing other odd jobs. I put it in a scrapbook and tucked it away for safe keeping.
I haven't managed to hold onto a paycheck since.
I've never been good with money. I've never saved much, never planned for my financial future, never took the time to understand the difference between an APR and an IRA.
I didn't need to. Money was my father's business.
He owned a currency exchange, and when I was lucky enough to spend the day at work with him, I basked in his reflected wealth and counted out the 5s, 10s, 20s and $100 bills before giving them to people as I cashed their checks.
I'm sure I touched hundreds of thousands of dollars in all my time behind the bulletproof glass that protected the money (and us) from those who wanted it -- maybe even needed it -- more.
But in all that time, I never quite understood that money was something to protect. I thought it was something that protected me.
I always believed that money -- and my dad -- kept me safe.
My father was born in 1930, a child of the Depression. He was one of six children. He never went to college. Instead, he married and started a small business that grew as his children did.
Like most families, we didn't talk about money much, but I always knew we were middle class.
We weren't poor, and we weren't as wealthy as many of my private school friends, who had Warhol portraits of their parents hanging in the kitchen.
It was from my very rich friends that I learned money didn't buy happiness. But it didn't buy unhappiness, either.
This was my first clue that money might not be as powerful as I thought. I ignored it.
I bought books and French fries with all the pocket change I earned babysitting, and when I was in college and started making real money, I bought more books and more French fries.
Eventually, I worked full-time, set aside enough to buy a house with my future husband, had a baby, and generally believed I was financially independent.
Until my dad died. Without a will. And though he hadn't sent me money in years (except for my birthday), I realized that I still considered him my provider. My protector. My safety net.
"Though I never thought of his money as mine, a lifetime of having a father who would stand in front of an oncoming train to protect me comes crashing up against reality," said author Geneen Roth, when she learned her father left everything to her stepmother.
"It isn't the money I crave," she wrote, as if speaking for me. "Money is only the transport, the red caboose on which my father's love hitched a ride. I don't need a million bucks (although I wouldn't turn it down); I need to know I am worth a million bucks."
Money was how my father loved me. And without his money, I was suddenly unsure of his love.
This was my second clue that money isn't as powerful as I'd hoped. It can't speak from beyond the grave or give when there's nothing left.
I didn't ignore this clue. I had no choice but to provide for myself. So, I did what my father did: I worried.
No matter how much money was in the bank, or how little, I worried about paying the mortgage, paying for my son's college education, paying for retirement.
I worry about money so I don't have to worry about anything else. It is my great unfinished business, my "if only."
If only I had more money, I'd have more time with my family, I'd be able to relax more, life would be easier. And it is. When there's lots of money in the bank, anything seems possible. And then the funds run low and everything seems impossible.
But money is a mask. It conceals deeper worries about the future.
My anxiety about saving for college is really anxiety about my son's future. If only I had money in the bank for college, I'd be sure he could go to a good school and have a happy, successful life after that.
My anxiety about saving for retirement is really anxiety about aging. If only I had money in the bank for our later years, they'd be more comfortable; somehow we would be protected from the physical, mental and social disintegration that can precede death.
Money is insurance, a totem that protects against all evils.
Except, of course, it isn't. It is metal and printed paper that we agree represents a certain amount, and then we exchange these coins and bills for other things we've agreed are worth that same amount.
Money derives its value by trade. And no matter how hard I look or how good I am at bartering, I can't find anyone willing or able to trade my bank balance for my father's love. Or my son's future. Or lifelong health and a peaceful death.
I can't buy comfort. But I can go broke trying.
This LifeFiles column originally appeared on about 70 TV station websites managed by Internet Broadcasting Systems.